How to Establish a Securities-Backed Line of Credit What does a SBLOC do?A securities-backed line of credit (SBLOC) allows eligible clients to borrow against the value of certain investment assets held in their Betterment accounts without selling those investments. Betterment offers an automated application process...
Challenge: How can I protect my identity from fraudulent tax return filings?Solution: Protect your identity. Get an IRS Identity Protection Pin (IP Pin) Today!Steps to take: 1. Search "Create IRS PIN number" or URL: https://www.irs.gov/identity-theft-fraud-scams/get-anidentity-protection-pin 2. Click on "Get...
Challenge: Want to Understand your Taxes and be Proactive?Solution: Follow these Proactive Tax Planning TacticsSteps to take:Understanding your Marginal Tax Brackets:Not all of your income is taxed at the same rate. The U.S. tax system is progressive, meaning after you reach certain income thresholds, each...
Challenge: Want to Lower your Tax Liability?Solution: Utilize a Systematic Roth IRA Conversion!Steps to take:Strategically manage your tax liability in retirement planning! Many investors do not take the time to maximize their marginal tax brackets annually and are potentially missing out on meaningful tax saving opportunities....
Challenge: Want to know you Future Social Security Benefits?Solution: Login to www.SSA.Gov and get a Current Social Security Statement!Steps to take: 1. Go to SSA.Gov 2. Click “my Social Security”. 3. Click “Sign In”. ...
Challenge: Want to Protect Yourself Against Wire Scams?Solution: Follow these Steps and Familiarize yourself with common scams!Steps to take:Protect Yourself Against Wire Scams - Only wire money to people you know or recipients you have verified. - Verify ALL...
Challenge: Need to review your Credit Report & Monitor your Credit Score?Solution: Get a free annual credit report, review it and close old credit cards!Steps to take:Equifax (https://www.equifax.com). 1. Click “Log In” and “Choose My Plan”. 2. Under “FREE”...
Challenge: Where Can I Invest in a U.S. Treasury I-Series Bond?Solution: Open an account at www.TreasuryDirect.gov!Steps to take: 1. Go to TreasuryDirect.Gov and click “TreasuryDirect” underneath Account Login. 2. Click Log In and then “Open a new Account” at...
Challenge: Would you like to fund your Embark Investment account(s) with Betterment's Cash Reserve?Solution: Utilize betterment's Cash Reserve to make one-time or recurring deposits towards other goalsSteps to take: 1. Navigate to embark-invest.com and sign into your Embark account. ...
Challenge: How can I Protect myself from Credit Fraud?Solution: Freeze your Credit Identity at Equifax, Experian, and TransUnion credit bureaus today!Steps to take:Equifax (https://www.equifax.com) 1. Click "Log In" and then "Choose My Plan". 2. Under "FREE" click "Get Started". ...
