06 Jun Review your Credit Report & Monitor your Credit Score
Challenge:
Need to review your Credit Report & Monitor your Credit Score?
Solution:
Get a free annual credit report, review it and close old credit cards!
Steps to take:
Equifax (https://www.equifax.com).
1. Click “Log In” and “Choose My Plan”.
2. Under “FREE” click “Get Started”.
3. Enter your information and check the box next to “I’m not a robot”, then click Continue.
4. Enter your Email address and Password and click “Sign Into MyEquifax”.
5. Enter and confirm your Email and Password, then click “I accept”.
6. Click “Yes, Send Me a Text”, and enter the code sent to your phone number, then click Continue.
7. Your credit score will pop up with a drop down on the left by Credit Report that allows access to all parts of a credit report.
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Experian (https://www.experian.com).
1. Click “Let’s get started”.
2. Enter your information and click “Create Your Account”.
3. Enter last 4 of Social Security #, Birth Date, and Phone Number & click Continue.
4. Confirm your identity by answering the multiple choice questions and click Continue.
5. Choose a security question and answer it, create a 4-digit PIN, and answer final question then click “Submit and Continue”.
6. Click “Credit” at the top, then click “Experian credit report”, on these two pages are your credit history and report.
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TransUnion (https://www.transunion.com).
1. Click “Freeze Credit Report” and then click “Add a Freeze”.
2. Enter your information and click “Submit & Continue to Step 2”.
3. Enter this information and click “I Accept & Continue To Step 3”.
4. Select Text Message or Phone Call and click “Agree and Send Passcode”.
5. Enter the Security Passcode and click “Verify My Identity” and then click Continue.
6. Click “View my report” twice, and then check the box and click Continue.
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We recommend closing all unused credit cards to lower the risk of someone stealing your identity from a credit breach.
We strongly recommend enabling MFA on all accounts that support it, including, but not limited to credit bureau websites, email accounts, financial institutions, investment platforms, cloud-based storage and file sharing, any system that contains sensitive personal, financial, or business data.
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