How to Establish a Securities-Backed Line of Credit What does a SBLOC do?SBLOCs offer access to the value of your Betterment assets as a line of credit without liquidating investments. Betterment's SBLOC is a streamlined, automated application process, and may give you fast access to...
How to Open an Individual Account at Embark Opening your account with Embark is a straightforward process that typically takes about 10 minutes to complete.When you open your account with Embark, you will need to provide certain basic information (see below) to confirm your identity. As...
How to Open a Joint Account at Embark A Joint Account is designed for couples or family members who want to share ownership of a single account. It operates in similar fashion to a single account, only there are two account holders that have ownership and...
How Embark Calculates your Performance Return When you log into your Embark account and navigate to the “performance” page, you will notice there are a few different types of investment returns. The top left portion of your performance page will show a graph that illustrates the...
What is a Spousal IRA Spousal IRAs can be an effective way to save for retirement if one of the two spouses is a stay at home parent or does not have earned income. A spousal IRA is an IRA that is owned by the...
How to Rollover Old Accounts to Embark Why Rollover an Old Account?If you have an old 401(k), IRA, or other employer plan from a previous employer or a non-retirement brokerage account, rolling it over into your Embark account may allow you to consolidate your investments,...
What is and how to use the Betterment Cash Reserve What is the Betterment Cash Reserve?Betterment’s Cash Reserve account is designed for flexibility and ease of use. There are no account fees, no minimum balance requirements, and offers daily liquidity, making it ideal for managing short-term...
How to use the Betterment Checking Account What is the Betterment Checking Account? Betterment Checking is a mobile-first checking account designed for simplicity, transparency, and convenience. It comes with no monthly fees, no minimum balance requirements, and no overdraft fees. Betterment currently will fully reimburse you for...
How to Establish Recurring Contributions What are Recurring Contributions?Recurring contributions are automatic, scheduled deposits that help you consistently invest over time without needing to manually initiate transfers. Whether you're contributing to a taxable investment account, Roth IRA, or another type of investment account, recurring contributions can...
How to Review and Update your Financial Profile at Embark Why Review and Update your Financial Profile?Keeping your financial profile up to date is an important step in ensuring that your investment strategy, account recommendations, and tax settings remain aligned with your personal financial situation. Through...
