How to Establish a Securities-Backed Line of Credit What does a SBLOC do? SBLOCs offer access to the value of your Betterment assets as a line of credit without liquidating investments. Betterment’s SBLOC is a streamlined, automated application process, and may give you fast access
Challenge: How can I protect my identity from fraudulent tax return filings? Solution: Protect your identity. Get an IRS Identity Protection Pin (IP Pin) Today! Steps to take: 1. Search “Create IRS PIN number” or URL: https://www.irs.gov/identity-theft-fraud-scams/get-anidentity-protection-pin 2.
Challenge: Want to Understand your Taxes and be Proactive? Solution: Follow these Proactive Tax Planning Tactics Steps to take: Understanding your Marginal Tax Brackets: Not all of your income is taxed at the same rate. The U.S. tax system is progressive, meaning after you reach
Challenge: Want to Lower your Tax Liability? Solution: Utilize a Systematic Roth IRA Conversion! Steps to take: Strategically manage your tax liability in retirement planning! Many investors do not take the time to maximize their marginal tax brackets annually and are potentially missing out on
Challenge: Want to know you Future Social Security Benefits? Solution: Login to www.SSA.Gov and get a Current Social Security Statement! Steps to take: 1. Go to SSA.Gov 2. Click “my Social Security”. 3.
Challenge: Want to Protect Yourself Against Wire Scams? Solution: Follow these Steps and Familiarize yourself with common scams! Steps to take: Protect Yourself Against Wire Scams – Only wire money to people you know or recipients you have verified.
Challenge: Need to review your Credit Report & Monitor your Credit Score? Solution: Get a free annual credit report, review it and close old credit cards! Steps to take: Equifax (https://www.equifax.com). 1. Click “Log In” and “Choose My Plan”.
Challenge: Where Can I Invest in a U.S. Treasury I-Series Bond? Solution: Open an account at www.TreasuryDirect.gov! Steps to take: 1. Go to TreasuryDirect.Gov and click “TreasuryDirect” underneath Account Login. 2. Click Log In and then “Open
Challenge: Would you like to fund your Embark Investment account(s) with Betterment’s Cash Reserve? Solution: Utilize betterment’s Cash Reserve to make one-time or recurring deposits towards other goals Steps to take: 1. Navigate to embark-invest.com and sign into your Embark account.
Challenge: How can I Protect myself from Credit Fraud? Solution: Freeze your Credit Identity at Equifax, Experian, and TransUnion credit bureaus today! Steps to take: Equifax (https://www.equifax.com) 1. Click “Log In” and then “Choose My Plan”. 2.
